Save Your Home From Foreclosure
Having trouble paying your mortgage? Don't wait until it's too late! UF/IFAS Osceola County Extension Services can help! Our certified housing counselors work with homeowners to assess their immediate needs and look at possible solutions to prevent foreclosure. ALL counseling services are FREE and confidential. Call the UF/IFAS Extension in Osceola County at 321-697-3000 to speak with a HUD certified counselor about your options or attend a Mortgage Foreclosure Prevention Clinic.
To expedite your free services please have the following information ready.
- Most recent mortgage statement
- 2 months recent pay stubs for all household earners and bank statements
- Last 2 years taxes
- Household budget
- List of all debt and minimum payment amounts
- Intake application
New Attorney General's Foreclosure Settlement Could Help You
By now you may have heard of the $25 billion National Mortgage Servicing Settlement. With the cooperative efforts of 49 state attorney generals, the Federal government reached an agreement that is holding the nation's five largest loan servicers (Ally Financial, Bank of America, Citigroup, J.P. Morgan Chase and Wells Fargo) accountable for their actions. The settlement is requiring them to provide relief to distressed homeowners and those who lost their home from January 1, 2008 through December 31, 2011.
Foreclosure Prevention Options
Making Home Affordable
The Making Home Affordable Program is helping millions of homeowners either refinance into more affordable monthly payments or offering loan modification options. For more information, click here.
Consider working with a HUD Certified Counselors. They Can:
- Evaluate your current situation and ability to repay
- Help you establish a monthly budget
- Contact the lender to help negotiate options
- Help you evaluate all options and explain each one
To find out if you qualify for the Making Home Affordable Program or to speak to a HUD-certified counseling agency, call (888) 995-4673.
For information pertaining to Renter's Rights and Foreclosure, click here.
Local Programs to Help Prevent Foreclosure
The Osceola County Human Services department offers a one time grant of up to $5,000 to for those eligible. For more information call (407) 742-8400 or click here.