Save Your Home From Foreclosure

The following provides useful information to help homeowners prevent foreclosure.  To apply to speak with one of our housing counselors for FREE you must complete and return the intake application.

New Attorney General's Foreclosure Settlement Could Help You

By now you may have heard of the $25 billion National Mortgage Servicing Settlement.  With the cooperative efforts of 49 state attorney generals, the Federal government reached an agreement that is holding the nation's five largest loan servicers (Ally Financial, Bank of America, Citigroup, J.P. Morgan Chase and Wells Fargo) accountable for their actions.  The settlement is requiring them to provide relief to distressed homeowners and those who lost their home from January 1, 2008 through December 31, 2011. 

Independent Foreclosure Review

National Mortgage Settlement

Foreclosure Prevention Options

Mortgage Payments Sending You Reeling? Here's What to Do   [en español]

Foreclosure Rescue Scam: Homebuyer Beware                        [en español]

How to Manage the Foreclosure Process

Making Home Affordable

The Making Home Affordable Program is helping millions of homeowners either refinance into more affordable monthly payments or offering loan modification options. For more information, click here.

Consider working with a HUD Certified Counselors. They Can:

• Evaluate your current situation and ability to repay
• Help you establish a monthly budget
• Contact the lender to help negotiate options
• Help you evaluate all options and explain each one

To find out if you qualify  for the Making Home Affordable Program or to speak to a HUD-certified counseling agency, call (888) 995-4673.

Renter's Rights

For information pertaining to Renter's Rights and Foreclosure, click here.

Local Programs to Help Prevent Foreclosure

The Osceola County Human Services department offers a one time grant of up to $5,000 to for those eligible. For more information call (407) 742-8400 or click here.

For questions or more information, please call Laura Royer at (321) 697-3000.

Contact Us - Families & Consumers